There's a foul-breathed lupine lolling at America's door right now, and it wants to engage in a staring contest. Nobody wants to look it in the eye, however, because the truth glinting back from those depths is an awfully uncomfortable one, and it is this: In your moment of extremis, you are On Your Own.
"Who will get me out of harm's way?"
There are probably plans somewhere to help you get away, but as they say, "A plan is just a guess in a party dress." You may be rich or you may be poor; you may be a CNN junkie or you may live a life hermetically sealed off from the news; you may have a Benz, or a bike, a bus token, or maybe just some boots, but unless you are a minor child or a ward of the state, the ultimate responsibility for relocating your precious hide belongs to you and you alone. Where are you going to go, and how will you get there? The time to find out is now, not when the floodwaters are lapping at your ankles or the earthquake is dropping the ceiling on your head.
"Who's going to protect me?"
Well, lots of people want to, believe you me. There are policemen, firefighters, servicemen, and concerned citizens who, given time to respond and information on where to do so, will happily risk their lives to save you, but they can't be everywhere at once, and the odds of them being right there at the critical instant are pretty slim. When the moment comes, your first line of defense for yourself and those dependant on you is... you.
"Whose responsibility is it to put my life back together?"
Insurance companies can collapse. Employers can fold or enact layoffs. The economy could yo-yo at any time. When it comes down to it, the person responsible for putting food in your mouth and a roof over your head is the same person that stares out of the mirror at you every morning. Sure, there are charitable organizations, government agencies, and philanthropic individuals, and odds are good that there's help out there if you look for it, but if it dries up, you need to remember that the phrase "I thought they'd help me" contains 0% of the USRDA of eight essential vitamins and minerals; you can't eat it, and it wouldn't keep you alive if you could. You always need a fallback plan: What if that hurricane/earthquake/flood/riot hits my town? What if my employer goes under? What if the economy tanks? What if I get really sick? Be prepared for the bad things, lest they come up and bite thee. Do not wait for Republicans or Democrats or Independents to tell you whose fault it was or whose responsibility it is; it's yours.
This is the wealthiest nation ever. It is the most sophisticated and flexible economy that has yet graced our planet. But at that awful moment when the rubber meets the road, it will probably not be there for you. It's time to sit down and talk with the one person who will be there, and find out what they plan to do to answer those questions of "Who? Who's? Whose?" should the worst happen. Go find a mirror and see what their plans are.