38th and Kessler is down near the Indianapolis Museum of Art. There are some nice neighborhoods there, but they are narrow as a razor, hemmed in closely by the hard 'hood. Just like here in sleepy SoBro, you're rarely more than ten or twenty blocks from places where scary $#!+ goes down on the regular. And bad guys can travel.
It was 8:30AM yesterday when the city delivered an ugly reminder that you don't have to go looking for trouble; sometimes it can come looking for you.
Keep your doors and windows locked. Carry a gun. Odds are that you'll never, ever need it, but if you do, you're likely to need it pretty badly and in a hurry.