The money quote in the piece is this one, however:
"What we're trying to do is to encourage [banks] to get that happy medium where they're not taking such exorbitant risks that they threaten the entire system, but they're also open to enough risk that America's dynamic free enterprise system is actually able to work."Yeah, Barry, because .gov loans of damp-off-the-presses fiat money are the heart and soul of laissez faire free enterprise. Skipped that day in class, did we?
EDIT: Coyote Blog offers the take of an actual small business owner.