Pay way too much for your house?
Convince a lender to front you half a mil for a 2-bedroom cracker box with a beautiful view of the interstate and gang tags on the trash cans, despite an actual work history involving an extensive collection of name tags and hairnets and a string of addresses that makes Kane from Kung Fu look like the Rock of Gibraltar?
Are you a lender who was dumb enough to give millions of dollars to Flippers-watching idiots, or a financial institution who thought that buying jillions of bundled mortgages on shoeboxes only a tremor and a mudslide away from being beachfront property was "secure"?
It's still not your fault! Consequences are so mean and un-American that we think you shouldn't have to face them.